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2025-01-08   

In a groundbreaking research published in the International Journal of Computer Engineering and Technology, technology expert Jagadish Raju explores the critical transformation of banking infrastructure . Based in the USA, his analysis reveals how financial institutions are navigating the delicate balance between traditional mainframe systems and modern cloud solutions. The Power of Legacy Systems Traditional mainframe systems continue to be the backbone of banking operations, processing an impressive 31 billion transactions daily with remarkable reliability. These systems maintain uptimes of 99.999%, demonstrating their crucial role in maintaining the stability of global financial operations. However, the challenge lies in adapting these robust systems to meet modern digital demands. Cloud Revolution in Banking The banking sector is witnessing a dramatic shift toward cloud adoption, with the global cloud computing market in banking projected to surge from $24.13 billion in 2021 to $112.44 billion by 2030. This transformation is driven by the need for greater agility and innovation in financial services, enabling banks to reduce infrastructure costs by 25% to 30% through strategic cloud adoption. Breaking Down the Innovation Barriers The industry faces a significant challenge: approximately 44% of banks still heavily rely on legacy mainframe systems for core operations, while 92% of IT leaders acknowledge these systems hinder innovation. This disparity highlights the urgent need for modernization while maintaining the reliability that mainframes are known for. The Hybrid Solution Modern banking is embracing a hybrid approach, combining the strengths of traditional mainframes with the flexibility of cloud platforms. This integration allows banks to maintain their robust security and high-volume transaction processing capabilities while gaining the scalability and innovation potential of cloud technologies. Performance Metrics That Matter The transformation is yielding impressive results. Banks implementing modernized systems have reported 15-20% cost savings and 30-40% improvement in application performance. Additionally, the adoption of cloud technologies has led to a 20% increase in customer satisfaction and a 15% reduction in fraud incidents. Security and Compliance in the Digital Age The transition to cloud-based solutions addresses critical security concerns, with advanced features matching or exceeding traditional mainframe security levels. Modern hybrid solutions provide up to 99.999% uptime, ensuring both reliability and enhanced protection against evolving cyber threats. The integration of advanced security protocols has become a cornerstone of modern banking infrastructure. Innovation at Scale Cloud adoption is revolutionizing banking operations by enabling rapid deployment of new services and features. Banks leveraging cloud technologies have reduced their time-to-market for new offerings by 40% while improving risk assessment accuracy by 30% through advanced analytics capabilities. These improvements demonstrate the tangible benefits of technological modernization in banking. Future of Banking Technology As the banking sector continues to evolve, the focus remains on creating a balanced technological ecosystem that combines the best of both worlds. The industry is moving toward a future where traditional banking reliability meets modern innovation, ensuring better service delivery and enhanced customer experiences. Digital Transformation Journey The transition represents more than just a technological shift; it's a strategic imperative for banks aiming to remain competitive in an increasingly digital marketplace. The modernization journey enables financial institutions to harness advanced technologies like artificial intelligence and machine learning while maintaining the robust foundation that traditional systems provide. In conclusion, the future of banking technology presents a unique opportunity to blend the best of both worlds. Rather than forcing a choice between mainframes and cloud computing, the path forward lies in harmonious integration. This balanced approach allows financial institutions to maintain their traditional reliability while embracing cutting-edge innovations. As Jagadish Raju demonstrates in his research, this strategic combination will be crucial for banks to thrive in an increasingly digital future, ensuring both stability and innovation in financial services.fishy fish fishing simulator codes 。

Meta to build $10 billion AI data center in Louisiana as Elon Musk expands his Tennessee AI facility

Israeli police set to probe Netanyahu’s wife over ‘harassment of witnesses’For many years there has been something special about matches between Newcastle and Liverpool that guarantees entertainment. Fans were not disappointed in the midweek clash at St James' Park as they witnessed a 3-3 thriller in a game that some called the best of the season. Two goals from the amazing Mohamed Salah looked like they would clinch matters for the league leaders but a last minute strike by Fabien Schar ensured the Magpies shared the points. It reminded many people of the classic 1996 meeting between the two sides which Liverpool won 4 -3 and contributed to Newcastle's failure to win the league that season. Despite dropping two precious points, Liverpool fans will have been encouraged by what manager Arne Slot had to say after the game concerning Salah's future at the club. He called Salah's performance "outstanding" and commented "we are hoping and expecting that he can continue this for a long time." But the action was not confined to Newcastle as on Wednesday night alone 25 goals were scored in the six matches. And when you get down to the nitty gritty of football it's goals spectators want to see. With another 10 in the four matches on Tuesday and Thursday the net total for the 10 games was a healthy 35 goals. It doesn't quite match the record 45 goals scored in the 10 games one February weekend last year, but it's not a bad effort. Aside from the action at St James' catching the eye was Chelsea's 5-1 demolition of a very poor Southampton side at St Mary's. Once again the Saints self-destructed with disastrous playing out from the back and some fragile goalkeeping. And then there was a silly sending off when captain Jack Stephens pulled Marc Cucurella's hair, although some might argue that it hardly warranted a red card. The win moved Chelsea into second place but they should have a more demanding fixture tomorrow when they travel to Tottenham Hotspur despite Spurs' surprise mid-week loss to Bournemouth. Perhaps the most significant result on Wednesday was defending champions Manchester City ending their losing streak with a comprehensive 3-0 win over Nottingham Forest. They were still below their best but it brought a huge sigh of relief from manager Pep Guardiola. It also gave City fans hope that maybe they could claw their way back into contention. Another important result was Arsenal's 2-0 victory over Manchester United. Once again Arsenal looked dangerous from corner kicks and both of their goals were scored by defenders, Jurrien Timber and William Saliba who admittedly didn't know much about his goal as it went in off his backside. It put an end to Ruben Amorim's three-match unbeaten run with United although he will be confident of bouncing back with today's home fixture against Forest. The most surprising scoreline came from Goodison Park where Everton, not known for their goalscoring prowess, thrashed Wolves 4-0 although they did benefit from two own goals by unlucky Wolves defender Craig Dawson. It was an important win for Everton and will give them much-needed confidence when they take on Liverpool at Goodison today. Another side enjoying a return to form were Aston Villa who earned a 3-1 win against Brentford thanks to an excellent first-half performance. After the mid-week excitement we can probably expect a goal drought this weekend as nervous managers bid to tighten up their defences.Generative AI Market to grow by USD 97.75 Billion (2024-2028), driven by demand for AI-generated content, with a report on AI's market impact - Technavio

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Why is Microsoft reducing its dependence on ChatGPT owner OpenAI? Is there a catch, here's all you need to knowQuanex Building Products Declares Quarterly DividendTOMS RIVER, N.J. (AP) — A U.S. senator has called for mysterious drones spotted flying at night over sensitive areas in New Jersey and other parts of the Mid-Atlantic region to be “shot down, if necessary,” even as it remains unclear who owns the unmanned aircraft. “We should be doing some very urgent intelligence analysis and take them out of the skies, especially if they’re flying over airports or military bases,” Sen. Richard Blumenthal of Connecticut said Thursday, as concerns about the drones spread across Capitol Hill. People in the New York region are also concerned that the drones may be sharing airspace with commercial airlines, he said, demanding more transparency from the Biden administration. The White House said Thursday that a review of the reported sightings shows that many of them are actually manned aircraft being flown lawfully. White House National Security spokesman John Kirby said there were no reported sightings in any restricted airspace. He said the U.S. Coast Guard has not uncovered any foreign involvement from coastal vessels. “We have no evidence at this time that the reported drone sightings pose a national security or a public safety threat, or have a foreign nexus,” Kirby said, echoing statements from the Pentagon and New Jersey Gov. Phil Murphy. Pentagon spokesperson Sabrina Singh has said they are not U.S. military drones. In a joint statement issued Thursday afternoon, the FBI and the Department of Homeland Security said they and their federal partners, in close coordination with the New Jersey State Police, “continue to deploy personnel and technology to investigate this situation and confirm whether the reported drone flights are actually drones or are instead manned aircraft or otherwise inaccurate sightings.” The agencies said they have not corroborated any of the reported sightings with electronic detection, and that reviews of available images appear to show many of the reported drones are actually manned aircraft. “There are no reported or confirmed drone sightings in any restricted air space,” according to the statement. The drones appear to avoid detection by traditional methods such as helicopter and radio, according to a state lawmaker briefed Wednesday by the Department of Homeland Security. The number of sightings has increased in recent days, though officials say many of the objects seen may have been planes rather than drones. It’s also possible that a single drone has been reported more than once. The worry stems partly from the flying objects initially being spotted near the Picatinny Arsenal, a U.S. military research and manufacturing facility, and over President-elect Donald Trump’s golf course in Bedminster. In a post on the social media platform X, Assemblywoman Dawn Fantasia described the drones as up to 6 feet (1.8 meters) in diameter and sometimes traveling with their lights switched off. Drones are legal in New Jersey for recreational and commercial use but are subject to local and Federal Aviation Administration regulations and flight restrictions. Operators must be FAA certified. Most, but not all, of the drones spotted in New Jersey appeared to be larger than those typically used by hobbyists. Sen. Cory Booker of New Jersey said he was frustrated by the lack of transparency, saying it could help spread fear and misinformation. “We should know what’s going on over our skies,” he said Thursday. John Duesler, president of the Pennsylvania Drone Association, said witnesses may be confused about what they are seeing, especially in the dark, and noted it’s hard to know the size of the drones or how close they might be. “There are certainly big drones, such as agricultural drones, but typically they are not the type you see flying around in urban or suburban spaces,” Duesler said Thursday. Duesler said the drones — and those flying them — likely cannot evade detection. “They will leave a radio frequency footprint, they all leave a signature," he said. "We will find out what kind of drones they were, who was flying them and where they were flying them.” Fantasia, a Morris County Republican, was among several lawmakers who met with state police and Homeland Security officials to discuss the sightings from the New York City area across New Jersey and westward into parts of Pennsylvania, including over Philadelphia. It is unknown at this time whether the sightings are related. Duesler said the public wants to know what's going on. “I hope (the government agencies) will come out with more information about this to ease our fears. But this could just be the acts of rogue drone operators, it’s not an ‘invasion’ as some reports have called it,” Duesler said. “I am concerned about this it but not alarmed by it.” Associated Press reporters Mark Scolforo in Harrisburg, Pennsylvania; and reporter Darlene Superville and videojournalists Serkan Gurbuz and Nathan Ellgren in Washington, D.C., contributed to this report.

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